From the news archive. This article describes the situation on its original publication date. Historical amounts, rules and service descriptions are not current personal advice.
Planning a move in 2027? RFD’s mortgage calculator now lets you estimate your maximum mortgage using the 2027 standards. Until the end of 2026, the calculator shows the 2026 and 2027 results side by side using the same inputs and calculation rate. The 2027 result is a forward look: income is not automatically increased and the rate is not a forecast for 2027. From 1 January 2027, only 2027 is shown.
Calculate online, discuss your plans personally
Enter your income, property details and any financial commitments for an initial indication. Save the calculation as a PDF and discuss it with RFD.
Calculate your maximum mortgage for 2027.
The result is an indication, not a mortgage offer. What you can actually borrow depends on your circumstances, the property and the lender’s assessment. Your maximum mortgage is also different from your total purchase budget: allow for purchase costs and a financial buffer from your own funds.
What is changing for NHG?
Our article about NHG in 2027 explains the higher NHG limit and changes relating to energy improvements and foundation risks.
Would you like to discuss your plans? Book a free introductory meeting. We can meet at our office in Sittard or online.