Commercial mortgage
Buy, renovate or refinance business premises. Consider the property, cash flows and repayments together.
More information over commercial mortgage
Please note: borrowing money costs money.
Finance
Finance for your plans
Your purpose determines your financing question. Business premises, a business investment, a personal expense and a rental property each require different considerations.
Business finance
Discuss your business plan, investment or working capital. Start with the purpose and your capacity to repay.
More information over business financePersonal loans
Advice and intermediary services for a personal loan. Weigh up your budget, term and total repayments.
More information over personal loansBuy-to-let mortgage
Finance a rental property. Include rental income, vacant periods, maintenance and conditions.
More information over buy-to-let mortgageStart with the purpose of your finance
What do you want to make possible and how much do you need? A useful conversation starts with your plan, your available funds and existing commitments. Finance must remain affordable if income disappoints or expenses increase.
Review the full agreement
Compare more than the monthly payment in a proposal. The term, total costs, repayments, security and conditions for changes or early repayment may also matter. A personal loan, business finance and a mortgage each have their own context.
Is your question about your business? Read the points to consider for business finance.
For a personal expense, read the points to consider for personal loans.
Discuss your question with RFD
Book an appointment or contact us to discuss your financing question. We establish which information and next step your case requires. Share confidential documents only through an agreed secure route. A conversation or general explanation does not confirm acceptance for finance.
Frequently asked questions
Which finance suits my plan?
That depends on your purpose, situation, available funds and the finance provider's conditions. Discuss your plan first; the product name alone does not determine what is suitable or possible.
Can I discuss my question before gathering documents?
Yes. Start with an outline of your plan. Then agree which documents are relevant and how you can provide them securely.
This is general information and does not constitute personal financial advice or a binding finance offer. What is suitable and possible depends on your circumstances and the lender's terms. Read the disclaimer.
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Every conversation starts with your question
What would you like to discuss?
Have a question about your mortgage, insurance or finance? We are happy to help.