Personal. Expert. Local.

Financial advice for today and tomorrow

Personal advice on mortgages, insurance and finance, based in Sittard. We help you understand your options and make choices that suit your circumstances.

Mortgage advice for your plans
Insurance for your circumstances
Personal contact
Advice from Sittard

Mortgages

Buying a home or reviewing your current mortgage? Discuss what suits your plans.

More about mortgages

Insurance

Understand your risks and the insurance options for your circumstances.

More about insurance

Make a claim

Use our claims portal. If you have a question, please contact us.

Make a claim

Book an appointment

Arrange a conversation about your mortgage, insurance or another financial question.

Book an appointment
Ricardo Roso, in the portrait from the existing RFD website
About RFD

Your financial question. A personal conversation.

Your plans are our starting point. We take the time to understand your circumstances, explain your options and discuss the considerations that matter to you.

Ricardo Roso has worked in banking since 2016 and founded Roso Financiële Diensten in 2022. Based on Poststraat in Sittard, RFD helps clients across the region from Echt-Susteren to Maastricht.

About RFD
  • Personal contact
  • Clear explanations
  • Online mortgage appointments available
  • Sign documents digitally
  • Based in Sittard, Limburg
How can we help you?

Clarity about your financial choices

A home, your belongings or security for your family. Every question starts with your personal circumstances.

Mortgages

A mortgage that suits your plans

Buying your first or next home, renovating or reviewing your current mortgage? Discuss monthly payments, options and points to consider.

Explore mortgage advice
Insurance

Choose what you want to protect

What would you like to insure, and what risks can you cover yourself? We discuss your risks, existing cover and the terms that matter.

Explore our insurance options
Your circumstances

What is on your mind?

First home

Prepare carefully for buying your first home.

Read more

Next home

Bring your sale, purchase and mortgage together.

Read more

Home insurance

Understand the difference between your home and your belongings.

Read more

Review your insurance

Does your cover still suit your circumstances?

Read more
Getting started

From your question to the next step

How we work
01

Getting to know you

Tell us about your plans and questions. We discuss what information is needed.

02

Discussing your options

We explain the considerations: terms, costs and the implications for your circumstances.

03

Agreeing the next steps

You know how the process will continue and what we have agreed about our services.

RFD news

News from our office

All news articles
Every conversation starts with your question

What would you like to discuss?

Have a question about your mortgage, insurance or finance? We are happy to help.